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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,548 | $106,749-33.0% | $145,433-50.8% | $82,448-13.2% |
| Participation rate | 60.9% | 75.6%-14.8pp | 82.1%-21.2pp | 68.1%-7.2pp |
| Annual return | 19.56% | 27.59%-8.0pp | 66.58%-47.0pp | 41.64%-22.1pp |
| Employer contribution / active EE | $1,882 | $3,444-45.4% | $4,554-58.7% | $2,551-26.2% |
| Participant deferral / active EE | $4,027 | $6,519-38.2% | $7,897-49.0% | $4,139-2.7% |
| Admin fee / account holder | $2,312 | $8,390-72.4% | $13,129-82.4% | $7,234-68.0% |