Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,843 | $106,749+68.5% | $145,433+23.7% | $82,448+118.1% |
| Participation rate | 58.1% | 75.6%-17.6pp | 82.1%-24.1pp | 68.1%-10.0pp |
| Annual return | 13.98% | 27.59%-13.6pp | 66.58%-52.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $2,298 | $3,444-33.3% | $4,554-49.5% | $2,551-9.9% |
| Participant deferral / active EE | $5,574 | $6,519-14.5% | $7,897-29.4% | $4,139+34.7% |
| Admin fee / account holder | $5,193 | $8,390-38.1% | $13,129-60.4% | $7,234-28.2% |