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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,331 | $148,629+32.1% | $135,982+44.4% | $139,487+40.8% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 18.24% | 79.33%-61.1pp | 68.32%-50.1pp | 373.84%-355.6pp |
| Employer contribution / active EE | $4,878 | $5,247-7.0% | $4,859+0.4% | $4,755+2.6% |
| Participant deferral / active EE | $10,925 | $8,102+34.8% | $7,760+40.8% | $6,713+62.7% |
| Admin fee / account holder | $2,514 | $12,406-79.7% | $10,767-76.6% | $11,407-78.0% |