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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,458 | $138,114+5.3% | $125,391+16.0% | $134,545+8.1% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | -16.98% | 750.88%-767.9pp | 572.41%-589.4pp | 418.37%-435.3pp |
| Employer contribution / active EE | $3,999 | $5,246-23.8% | $4,816-17.0% | $4,742-15.7% |
| Participant deferral / active EE | $10,944 | $7,801+40.3% | $7,448+46.9% | $6,401+71.0% |
| Admin fee / account holder | $2,864 | $11,570-75.2% | $10,009-71.4% | $11,431-74.9% |