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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,513 | $127,387-50.9% | $115,038-45.7% | $125,389-50.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.66% | 31.28%-33.9pp | 26.14%-28.8pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,289 | $5,166-36.3% | $4,608-28.6% | $4,866-32.4% |
| Participant deferral / active EE | $7,035 | $6,423+9.5% | $6,026+16.7% | $5,352+31.5% |
| Admin fee / account holder | $9,815 | $9,516+3.1% | $8,175+20.1% | $9,541+2.9% |