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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,504 | $209,874-62.6% | $189,537-58.6% | $167,536-53.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 12.18% | 748.61%-736.4pp | 555.34%-543.2pp | 478.82%-466.6pp |
| Employer contribution / active EE | $10,566 | $6,913+52.8% | $6,161+71.5% | $4,839+118.3% |
| Participant deferral / active EE | $5,431 | $8,934-39.2% | $8,220-33.9% | $6,342-14.4% |
| Admin fee / account holder | $10,894 | $14,299-23.8% | $12,048-9.6% | $12,315-11.5% |