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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,220 | $197,637-72.6% | $177,848-69.5% | $158,982-65.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.21% | 58.77%-45.6pp | 48.33%-35.1pp | 302.99%-289.8pp |
| Employer contribution / active EE | $7,772 | $6,698+16.0% | $5,919+31.3% | $4,763+63.2% |
| Participant deferral / active EE | $5,457 | $8,405-35.1% | $7,714-29.3% | $5,983-8.8% |
| Admin fee / account holder | $1,906 | $15,406-87.6% | $12,431-84.7% | $11,252-83.1% |