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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,357 | $171,867-84.1% | $149,721-81.7% | $147,586-81.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 15.71% | 2113.36%-2097.7pp | 1501.67%-1486.0pp | 578.59%-562.9pp |
| Employer contribution / active EE | $3,323 | $6,275-47.0% | $5,444-39.0% | $4,876-31.8% |
| Participant deferral / active EE | $4,810 | $7,270-33.8% | $6,568-26.8% | $5,439-11.6% |
| Admin fee / account holder | $5,004 | $13,799-63.7% | $11,282-55.7% | $10,886-54.0% |