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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,265 | $166,131-21.6% | $164,975-21.0% | $145,877-10.7% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 40.41% | 100.37%-60.0pp | 70.12%-29.7pp | 551.28%-510.9pp |
| Employer contribution / active EE | $4,298 | $5,276-18.5% | $4,343-1.0% | $4,663-7.8% |
| Participant deferral / active EE | $12,141 | $6,962+74.4% | $6,033+101.2% | $6,691+81.5% |
| Admin fee / account holder | $12,294 | $16,648-26.2% | $12,688-3.1% | $13,402-8.3% |