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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,007 | $81,331+127.5% | $155,534+18.9% | $80,935+128.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.69% | 33.37%-24.7pp | 64.92%-56.2pp | 35.66%-27.0pp |
| Employer contribution / active EE | $9,914 | $3,105+219.3% | $4,675+112.1% | $2,757+259.6% |
| Participant deferral / active EE | $7,985 | $3,454+131.2% | $5,630+41.8% | $4,299+85.7% |
| Admin fee / account holder | $2,555 | $7,999-68.1% | $15,900-83.9% | $6,924-63.1% |