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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,007 | $81,233+127.7% | $155,567+18.9% | $80,874+128.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 8.69% | 33.33%-24.6pp | 64.74%-56.1pp | 35.62%-26.9pp |
| Employer contribution / active EE | $9,914 | $3,101+219.7% | $4,674+112.1% | $2,756+259.8% |
| Participant deferral / active EE | $7,985 | $3,452+131.3% | $5,628+41.9% | $4,297+85.8% |
| Admin fee / account holder | $2,555 | $7,998-68.1% | $15,916-83.9% | $6,935-63.2% |