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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 38-1787847 | Advisory (Plan) | $27,642 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,141 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,104 | $86,922+20.9% | $102,438+2.6% | $80,874+30.0% |
| Participation rate | 97.7% | 72.4%+25.3pp | 76.5%+21.2pp | 67.6%+30.1pp |
| Annual return | 14.96% | 18.90%-3.9pp | 29.37%-14.4pp | 35.62%-20.7pp |
| Employer contribution / active EE | $2,223 | $2,369-6.2% | $3,024-26.5% | $2,756-19.3% |
| Participant deferral / active EE | $7,277 | $4,119+76.7% | $5,054+44.0% | $4,297+69.4% |
| Admin fee / account holder | $423 | $8,050-94.7% | $9,448-95.5% | $6,935-93.9% |