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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH - EPS Service code 26 | Advisory (Participants) | $1,813 |
Filed as: MERRILL LYNCH - FAS Service code 26 | Advisory (Participants) | $1,813 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $629 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,649 | $26,549-63.7% | $61,452-84.3% | $66,938-85.6% |
| Participation rate | 34.8% | 38.1%-3.2pp | 52.6%-17.7pp | 69.8%-35.0pp |
| Annual return | -24.73% | -16.21%-8.5pp | 338.96%-363.7pp | 1.58%-26.3pp |
| Employer contribution / active EE | $311 | $651-52.3% | $1,160-73.2% | $2,545-87.8% |
| Participant deferral / active EE | $532 | $1,338-60.3% | $2,125-75.0% | $4,238-87.5% |
| Admin fee / account holder | $172 | $409-57.9% | $2,131-91.9% | $594-71.0% |