Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,929 | $31,679-75.0% | $74,722-89.4% | $65,185-87.8% |
| Participation rate | 31.4% | 40.4%-8.9pp | 54.5%-23.0pp | 70.2%-38.8pp |
| Annual return | 26.47% | 39.04%-12.6pp | 753.11%-726.6pp | 29.38%-2.9pp |
| Employer contribution / active EE | $222 | $566-60.8% | $1,084-79.6% | $2,177-89.8% |
| Participant deferral / active EE | $392 | $1,191-67.1% | $1,963-80.0% | $3,514-88.8% |
| Admin fee / account holder | $808 | $379+113.3% | $3,335-75.8% | $847-4.6% |