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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,985 | $183,592-34.6% | $155,567-22.9% | $145,959-17.8% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.7pp | 80.3%+12.6pp |
| Annual return | 10.86% | 61.24%-50.4pp | 64.74%-53.9pp | 561.95%-551.1pp |
| Employer contribution / active EE | $3,782 | $5,315-28.8% | $4,674-19.1% | $4,661-18.9% |
| Participant deferral / active EE | $6,286 | $6,464-2.8% | $5,628+11.7% | $6,689-6.0% |
| Admin fee / account holder | $1,530 | $19,318-92.1% | $15,916-90.4% | $13,398-88.6% |