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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,079 | $160,070+65.0% | $147,117+79.5% | $145,897+81.0% |
| Participation rate | 89.5% | 84.0%+5.4pp | 82.2%+7.3pp | 80.3%+9.2pp |
| Annual return | 12.54% | 98.69%-86.2pp | 420.54%-408.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $10,992 | $5,285+108.0% | $4,932+122.8% | $4,663+135.7% |
| Participant deferral / active EE | $12,662 | $8,419+50.4% | $8,065+57.0% | $6,689+89.3% |
| Admin fee / account holder | $1,723 | $15,035-88.5% | $12,993-86.7% | $13,390-87.1% |