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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,618 | $175,231-7.2% | $149,696+8.6% | $139,466+16.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.63% | 166.77%-155.1pp | 134.46%-122.8pp | 373.66%-362.0pp |
| Employer contribution / active EE | $2,854 | $5,478-47.9% | $4,821-40.8% | $4,754-40.0% |
| Participant deferral / active EE | $7,641 | $6,521+17.2% | $5,682+34.5% | $6,712+13.8% |
| Admin fee / account holder | $1,433 | $16,155-91.1% | $13,212-89.2% | $11,409-87.4% |