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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,811 | $202,342-39.8% | $172,752-29.5% | $152,897-20.3% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 14.04% | 1029.83%-1015.8pp | 802.97%-788.9pp | 345.43%-331.4pp |
| Employer contribution / active EE | $2,677 | $5,858-54.3% | $5,144-48.0% | $4,764-43.8% |
| Participant deferral / active EE | $4,845 | $5,948-18.5% | $5,198-6.8% | $5,851-17.2% |
| Admin fee / account holder | $1,065 | $17,111-93.8% | $13,955-92.4% | $11,599-90.8% |