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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,468 | $167,362-23.8% | $143,799-11.4% | $134,532-5.3% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -9.37% | 0.47%-9.8pp | -0.04%-9.3pp | 418.27%-427.6pp |
| Employer contribution / active EE | $2,802 | $5,620-50.1% | $4,952-43.4% | $4,741-40.9% |
| Participant deferral / active EE | $5,080 | $6,447-21.2% | $5,638-9.9% | $6,401-20.6% |
| Admin fee / account holder | $4,224 | $18,094-76.7% | $14,677-71.2% | $11,429-63.0% |