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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,744 | $183,592-12.4% | $155,567+3.3% | $145,959+10.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 15.12% | 61.24%-46.1pp | 64.74%-49.6pp | 561.95%-546.8pp |
| Employer contribution / active EE | $2,473 | $5,315-53.5% | $4,674-47.1% | $4,661-46.9% |
| Participant deferral / active EE | $5,111 | $6,464-20.9% | $5,628-9.2% | $6,689-23.6% |
| Admin fee / account holder | $52,904 | $19,318+173.9% | $15,916+232.4% | $13,398+294.9% |