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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,751 | $91,086-73.9% | $203,872-88.4% | $86,983-72.7% |
| Participation rate | 93.9% | 65.8%+28.1pp | 77.8%+16.1pp | 69.5%+24.4pp |
| Annual return | 18.37% | 22.30%-3.9pp | 85.11%-66.7pp | 25.83%-7.5pp |
| Employer contribution / active EE | $1,912 | $2,063-7.3% | $3,757-49.1% | $2,584-26.0% |
| Participant deferral / active EE | $3,927 | $4,019-2.3% | $6,388-38.5% | $4,194-6.4% |
| Admin fee / account holder | $2,882 | $8,987-67.9% | $11,730-75.4% | $7,856-63.3% |