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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,751 | $80,812-70.6% | $160,784-85.2% | $82,448-71.2% |
| Participation rate | 93.9% | 66.2%+27.7pp | 77.0%+17.0pp | 68.1%+25.9pp |
| Annual return | 18.37% | 100.59%-82.2pp | 1803.92%-1785.5pp | 41.64%-23.3pp |
| Employer contribution / active EE | $1,912 | $2,174-12.0% | $3,733-48.8% | $2,551-25.0% |
| Participant deferral / active EE | $3,927 | $4,335-9.4% | $6,293-37.6% | $4,139-5.1% |
| Admin fee / account holder | $2,882 | $7,695-62.6% | $9,717-70.3% | $7,234-60.2% |