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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,197 | $97,125+17.6% | $86,233+32.4% | $137,256-16.8% |
| Participation rate | 93.8% | 74.2%+19.6pp | 69.0%+24.7pp | 80.0%+13.8pp |
| Annual return | 20.55% | 74.19%-53.6pp | 61.39%-40.8pp | 220.34%-199.8pp |
| Employer contribution / active EE | $7,998 | $2,841+181.5% | $2,504+219.4% | $4,156+92.4% |
| Participant deferral / active EE | $7,339 | $5,180+41.7% | $4,559+61.0% | $6,407+14.5% |
| Admin fee / account holder | $1,686 | $9,725-82.7% | $8,342-79.8% | $12,270-86.3% |