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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,197 | $99,053+15.3% | $88,179+29.5% | $138,895-17.8% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.1%+24.6pp | 79.9%+13.8pp |
| Annual return | 20.55% | 78.17%-57.6pp | 64.97%-44.4pp | 145.39%-124.8pp |
| Employer contribution / active EE | $7,998 | $2,882+177.5% | $2,549+213.7% | $4,194+90.7% |
| Participant deferral / active EE | $7,339 | $5,225+40.4% | $4,614+59.1% | $6,396+14.7% |
| Admin fee / account holder | $1,686 | $8,748-80.7% | $7,673-78.0% | $12,562-86.6% |