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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,401 | $88,702-65.7% | $81,780-62.8% | $145,978-79.2% |
| Participation rate | 65.0% | 75.0%-10.0pp | 72.4%-7.4pp | 80.3%-15.3pp |
| Annual return | 30.42% | 1029.12%-998.7pp | 776.27%-745.8pp | 550.52%-520.1pp |
| Employer contribution / active EE | $1,316 | $3,084-57.3% | $2,914-54.8% | $4,662-71.8% |
| Participant deferral / active EE | $2,315 | $4,645-50.2% | $4,321-46.4% | $6,690-65.4% |
| Admin fee / account holder | $431 | $8,414-94.9% | $7,384-94.2% | $13,400-96.8% |