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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,348 | $96,643-71.7% | $86,617-68.4% | $139,456-80.4% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 17.91% | 106.57%-88.7pp | 591.91%-574.0pp | 373.45%-355.5pp |
| Employer contribution / active EE | $995 | $3,264-69.5% | $3,023-67.1% | $4,753-79.1% |
| Participant deferral / active EE | $2,803 | $4,835-42.0% | $4,437-36.8% | $6,711-58.2% |
| Admin fee / account holder | $1,485 | $6,406-76.8% | $5,613-73.5% | $11,407-87.0% |