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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,007 | $160,028+23.7% | $147,080+34.6% | $145,884+35.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.95% | 98.60%-86.7pp | 420.17%-408.2pp | 551.85%-539.9pp |
| Employer contribution / active EE | $11,438 | $5,286+116.4% | $4,933+131.8% | $4,662+145.3% |
| Participant deferral / active EE | $6,434 | $8,422-23.6% | $8,066-20.2% | $6,690-3.8% |
| Admin fee / account holder | $6,004 | $15,030-60.1% | $12,989-53.8% | $13,392-55.2% |