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| Provider | Service type | Compensation |
|---|---|---|
EQUITABLE ADVISORS LLC4 years Service code 27 · EIN 13-4078005 | Advisory (Plan) | $53,544 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $39,577 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,578 | $99,168-10.7% | $96,576-8.3% | $74,440+19.0% |
| Participation rate | 63.5% | 80.7%-17.2pp | 76.0%-12.5pp | 70.7%-7.3pp |
| Annual return | 18.42% | 22.40%-4.0pp | 25.87%-7.5pp | 34.37%-15.9pp |
| Employer contribution / active EE | $2,289 | $2,570-10.9% | $2,965-22.8% | $2,638-13.2% |
| Participant deferral / active EE | $5,398 | $4,936+9.3% | $4,851+11.3% | $4,529+19.2% |
| Admin fee / account holder | $318 | $225+41.4% | $8,253-96.1% | $348-8.6% |