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| Provider | Service type | Compensation |
|---|---|---|
EQUITABLE ADVISORS LLC3 years Service code 27 · EIN 13-4078005 | Advisory (Plan) | $52,764 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $37,148 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,480 | $72,303-2.5% | $86,698-18.7% | $64,819+8.7% |
| Participation rate | 61.0% | 80.4%-19.4pp | 76.6%-15.6pp | 71.5%-10.5pp |
| Annual return | -16.71% | 392.77%-409.5pp | 35.95%-52.7pp | 32.84%-49.5pp |
| Employer contribution / active EE | $2,106 | $2,393-12.0% | $2,837-25.8% | $2,507-16.0% |
| Participant deferral / active EE | $4,880 | $4,660+4.7% | $4,656+4.8% | $4,311+13.2% |
| Admin fee / account holder | $318 | $174+82.6% | $7,493-95.8% | $188+69.1% |