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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $263,178 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS Service code 27 · EIN 36-4001764 | Advisory (Plan) | $63,901 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,341 | $126,505-12.8% | $53,647+105.7% | $126,505-12.8% |
| Participation rate | 36.4% | 81.0%-44.6pp | 56.3%-19.8pp | 81.0%-44.6pp |
| Annual return | 14.86% | 14.86%0pp | 358.33%-343.5pp | 14.86%0pp |
| Employer contribution / active EE | $1,705 | $4,041-57.8% | $962+77.2% | $4,041-57.8% |
| Participant deferral / active EE | $3,033 | $6,313-52.0% | $1,813+67.3% | $6,313-52.0% |
| Admin fee / account holder | $78 | $145-46.0% | $2,460-96.8% | $145-46.0% |