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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,525 | $105,198-53.9% | $159,455-69.6% | $85,856-43.5% |
| Participation rate | 82.7% | 75.8%+6.9pp | 82.8%-0.1pp | 69.3%+13.4pp |
| Annual return | 18.23% | 45.08%-26.8pp | 263.63%-245.4pp | 318.58%-300.4pp |
| Employer contribution / active EE | $614 | $3,319-81.5% | $4,830-87.3% | $2,565-76.1% |
| Participant deferral / active EE | $3,906 | $5,946-34.3% | $7,353-46.9% | $3,952-1.2% |
| Admin fee / account holder | $2,932 | $6,934-57.7% | $10,800-72.8% | $6,261-53.2% |