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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,564 | $98,776-54.9% | $149,745-70.2% | $79,856-44.2% |
| Participation rate | 83.3% | 75.8%+7.5pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 17.66% | 27.38%-9.7pp | 276.72%-259.1pp | 31.71%-14.1pp |
| Employer contribution / active EE | $464 | $3,217-85.6% | $4,646-90.0% | $2,471-81.2% |
| Participant deferral / active EE | $3,537 | $5,681-37.7% | $6,843-48.3% | $3,741-5.4% |
| Admin fee / account holder | $2,074 | $6,053-65.7% | $9,312-77.7% | $5,306-60.9% |