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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,176 | $111,535+154.8% | $105,223+170.1% | $137,256+107.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 11.80% | 237.85%-226.1pp | 180.65%-168.9pp | 220.34%-208.5pp |
| Employer contribution / active EE | $2,963 | $3,939-24.8% | $3,689-19.7% | $4,156-28.7% |
| Participant deferral / active EE | $8,325 | $5,500+51.4% | $5,072+64.1% | $6,407+29.9% |
| Admin fee / account holder | $3,431 | $9,721-64.7% | $8,859-61.3% | $12,270-72.0% |