Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 35-0145825 | Loan Processing | $22,824 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,558 | $30,599-0.1% | $74,577-59.0% | $57,658-47.0% |
| Participation rate | 28.7% | 49.1%-20.4pp | 68.1%-39.4pp | 70.2%-41.5pp |
| Annual return | 6.81% | 14.24%-7.4pp | 20.47%-13.7pp | 5.13%+1.7pp |
| Employer contribution / active EE | $67 | $1,000-93.3% | $2,525-97.3% | $1,974-96.6% |
| Participant deferral / active EE | $517 | $1,805-71.4% | $3,458-85.1% | $3,061-83.1% |
| Admin fee / account holder | $13 | $98-87.0% | $4,138-99.7% | $95-86.5% |