See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,175 |
Filed as: INDEPENDENT ADVISOR ALLIANCE Service code 27 · EIN 46-3825461 | Advisory (Plan) | $15,325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,940 | $41,647+39.1% | $96,139-39.7% | $86,799-33.2% |
| Participation rate | 30.5% | 50.2%-19.8pp | 68.4%-38.0pp | 72.3%-41.8pp |
| Annual return | 12.10% | 27.24%-15.1pp | 191.94%-179.8pp | 97.91%-85.8pp |
| Employer contribution / active EE | $242 | $1,318-81.6% | $2,797-91.4% | $2,405-89.9% |
| Participant deferral / active EE | $971 | $2,412-59.7% | $4,349-77.7% | $4,131-76.5% |
| Admin fee / account holder | $390 | $169+130.0% | $5,537-93.0% | $170+129.7% |