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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,963 | $183,592+11.6% | $155,567+31.8% | $145,959+40.4% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 10.45% | 61.24%-50.8pp | 64.74%-54.3pp | 561.95%-551.5pp |
| Employer contribution / active EE | $5,684 | $5,315+7.0% | $4,674+21.6% | $4,661+22.0% |
| Participant deferral / active EE | $4,306 | $6,464-33.4% | $5,628-23.5% | $6,689-35.6% |
| Admin fee / account holder | $2,929 | $19,318-84.8% | $15,916-81.6% | $13,398-78.1% |