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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,710 | $77,901-51.6% | $149,717-74.8% | $75,181-49.8% |
| Participation rate | 39.4% | 65.6%-26.2pp | 78.8%-39.4pp | 67.2%-27.8pp |
| Annual return | 29.23% | 31.73%-2.5pp | 134.41%-105.2pp | 160.69%-131.5pp |
| Employer contribution / active EE | $459 | $3,137-85.4% | $4,820-90.5% | $2,671-82.8% |
| Participant deferral / active EE | $1,456 | $3,411-57.3% | $5,682-74.4% | $4,126-64.7% |
| Admin fee / account holder | $2,012 | $5,949-66.2% | $13,213-84.8% | $5,650-64.4% |