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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,049 | $75,832-80.2% | $147,617-89.8% | $59,633-74.8% |
| Participation rate | 28.6% | 71.6%-43.0pp | 84.6%-56.0pp | 68.7%-40.1pp |
| Annual return | -1.32% | 0.37%-1.7pp | 61.98%-63.3pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $542 | $3,485-84.5% | $5,564-90.3% | $2,203-75.4% |
| Participant deferral / active EE | $1,706 | $3,131-45.5% | $4,895-65.1% | $3,192-46.5% |
| Admin fee / account holder | $2,318 | $5,986-61.3% | $11,612-80.0% | $4,297-46.1% |