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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,860 | $86,949+66.6% | $102,460+41.4% | $80,959+78.9% |
| Participation rate | 92.1% | 72.4%+19.7pp | 76.5%+15.6pp | 67.7%+24.4pp |
| Annual return | 16.54% | 18.89%-2.4pp | 29.47%-12.9pp | 35.67%-19.1pp |
| Employer contribution / active EE | $2,815 | $2,370+18.8% | $3,025-6.9% | $2,757+2.1% |
| Participant deferral / active EE | $9,538 | $4,121+131.5% | $5,056+88.6% | $4,300+121.8% |
| Admin fee / account holder | $7,344 | $8,048-8.7% | $9,460-22.4% | $6,925+6.0% |