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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC8+ years Filed as: UBS FINANCIAL SERVICES, INC Service code 27 1285 AVENUE OF THE AMERICAS · NEW YORK, NY 10019 | Advisory (Plan) | $55,763 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $38,354 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,445 | $82,163-42.3% | $125,381-62.2% | $64,819-26.8% |
| Participation rate | 42.0% | 77.9%-35.9pp | 82.4%-40.4pp | 71.5%-29.5pp |
| Annual return | -15.33% | 3.49%-18.8pp | 572.31%-587.6pp | 32.84%-48.2pp |
| Employer contribution / active EE | $346 | $3,616-90.4% | $4,815-92.8% | $2,507-86.2% |
| Participant deferral / active EE | $4,208 | $7,175-41.3% | $7,448-43.5% | $4,311-2.4% |
| Admin fee / account holder | $214 | $163+31.1% | $10,007-97.9% | $188+13.9% |