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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,259 | $99,652-66.6% | $78,778-57.8% | $147,586-77.5% |
| Participation rate | 50.0% | 76.2%-26.2pp | 69.2%-19.2pp | 82.8%-32.8pp |
| Annual return | 18.44% | 47.28%-28.8pp | 35.62%-17.2pp | 578.59%-560.2pp |
| Employer contribution / active EE | $615 | $2,796-78.0% | $1,986-69.0% | $4,876-87.4% |
| Participant deferral / active EE | $769 | $3,664-79.0% | $2,958-74.0% | $5,439-85.9% |
| Admin fee / account holder | $37,842 | $7,155+428.9% | $5,134+637.1% | $10,886+247.6% |