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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,427 | $112,933-52.7% | $90,970-41.3% | $158,982-66.4% |
| Participation rate | 54.5% | 74.7%-20.2pp | 69.0%-14.5pp | 82.0%-27.4pp |
| Annual return | 23.85% | 215.82%-192.0pp | 134.60%-110.7pp | 302.99%-279.1pp |
| Employer contribution / active EE | $1,134 | $2,893-60.8% | $2,122-46.6% | $4,763-76.2% |
| Participant deferral / active EE | $1,417 | $4,128-65.7% | $3,373-58.0% | $5,983-76.3% |
| Admin fee / account holder | $218 | $8,047-97.3% | $5,961-96.3% | $11,252-98.1% |