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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,221 | $135,956+23.0% | $123,894+35.0% | $273,972-39.0% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 8.85% | 56.63%-47.8pp | 47.52%-38.7pp | 41.46%-32.6pp |
| Employer contribution / active EE | $822 | $5,170-84.1% | $4,617-82.2% | $4,869-83.1% |
| Participant deferral / active EE | $9,249 | $6,343+45.8% | $5,984+54.6% | $5,287+74.9% |
| Admin fee / account holder | $600 | $9,817-93.9% | $8,357-92.8% | $10,133-94.1% |