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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,151 | $107,733-80.4% | $92,985-77.3% | $154,746-86.3% |
| Participation rate | 61.5% | 74.6%-13.0pp | 69.5%-8.0pp | 80.7%-19.2pp |
| Annual return | 37.90% | 30.39%+7.5pp | 27.99%+9.9pp | 172.34%-134.4pp |
| Employer contribution / active EE | $976 | $3,126-68.8% | $2,662-63.4% | $4,379-77.7% |
| Participant deferral / active EE | $2,151 | $5,053-57.4% | $4,377-50.8% | $6,730-68.0% |
| Admin fee / account holder | $7,035 | $11,369-38.1% | $9,463-25.7% | $14,365-51.0% |