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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,247 | $90,614-90.9% | $76,089-89.2% | $145,877-94.3% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.1%-2.4pp | 80.3%-13.6pp |
| Annual return | 11.36% | 623.80%-612.4pp | 360.94%-349.6pp | 551.28%-539.9pp |
| Employer contribution / active EE | $4,910 | $3,324+47.7% | $2,690+82.5% | $4,663+5.3% |
| Participant deferral / active EE | $8,409 | $5,168+62.7% | $4,259+97.4% | $6,691+25.7% |
| Admin fee / account holder | $5,094 | $8,376-39.2% | $6,418-20.6% | $13,402-62.0% |