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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,020 | $132,634+60.6% | $115,768+84.0% | $137,256+55.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 12.73% | 160.70%-148.0pp | 100.46%-87.7pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,042 | $3,360-39.2% | $2,940-30.5% | $4,156-50.9% |
| Participant deferral / active EE | $7,663 | $5,619+36.4% | $4,917+55.9% | $6,407+19.6% |
| Admin fee / account holder | $3,191 | $15,028-78.8% | $12,439-74.3% | $12,270-74.0% |