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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,530 | $102,547-87.8% | $78,210-84.0% | $147,586-91.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 19.78% | 51.08%-31.3pp | 40.90%-21.1pp | 578.59%-558.8pp |
| Employer contribution / active EE | $1,635 | $2,617-37.5% | $2,034-19.6% | $4,876-66.5% |
| Participant deferral / active EE | $2,306 | $3,481-33.8% | $2,823-18.3% | $5,439-57.6% |
| Admin fee / account holder | $458 | $5,059-90.9% | $3,758-87.8% | $10,886-95.8% |