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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,980 | $74,879,922-100.0% | $40,145,923-100.0% | $273,972-96.4% |
| Participation rate | 73.3% | 74.1%-0.7pp | 68.4%+4.9pp | 83.0%-9.7pp |
| Annual return | 14.50% | 2.55%+12.0pp | 5.24%+9.3pp | 41.46%-27.0pp |
| Employer contribution / active EE | $1,560 | $2,350-33.6% | $1,844-15.4% | $4,869-68.0% |
| Participant deferral / active EE | $2,155 | $2,962-27.2% | $2,591-16.8% | $5,287-59.2% |
| Admin fee / account holder | $1,464 | $3,725-60.7% | $2,903-49.6% | $10,133-85.6% |