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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,600 | $107,353-78.0% | $92,903-74.6% | $152,885-84.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 19.51% | 145.62%-126.1pp | 109.43%-89.9pp | 345.39%-325.9pp |
| Employer contribution / active EE | $2,339 | $4,222-44.6% | $3,653-36.0% | $4,763-50.9% |
| Participant deferral / active EE | $3,395 | $4,848-30.0% | $4,238-19.9% | $5,851-42.0% |
| Admin fee / account holder | $635 | $7,081-91.0% | $5,795-89.0% | $11,598-94.5% |