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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,590 | $99,345-93.4% | $84,753-92.2% | $273,972-97.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.70% | 22.93%-15.2pp | 22.78%-15.1pp | 41.46%-33.8pp |
| Employer contribution / active EE | $943 | $4,214-77.6% | $3,574-73.6% | $4,869-80.6% |
| Participant deferral / active EE | $1,622 | $4,270-62.0% | $3,712-56.3% | $5,287-69.3% |
| Admin fee / account holder | $1,049 | $6,645-84.2% | $5,333-80.3% | $10,133-89.6% |