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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,404 | $91,537-73.3% | $130,045-81.2% | $75,173-67.5% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 18.04% | -631.55%+649.6pp | -137.30%+155.3pp | 160.72%-142.7pp |
| Employer contribution / active EE | $1,982 | $2,845-30.3% | $4,321-54.1% | $2,671-25.8% |
| Participant deferral / active EE | $5,504 | $4,343+26.7% | $5,820-5.4% | $4,126+33.4% |
| Admin fee / account holder | $517 | $6,780-92.4% | $10,600-95.1% | $5,651-90.8% |