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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,228 | $81,870-79.0% | $119,622-85.6% | $68,486-74.8% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -17.83% | -23.82%+6.0pp | -14.98%-2.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,525 | $2,692-43.4% | $4,232-64.0% | $2,597-41.3% |
| Participant deferral / active EE | $4,489 | $4,148+8.2% | $5,601-19.8% | $4,028+11.5% |
| Admin fee / account holder | $662 | $6,583-89.9% | $10,328-93.6% | $5,404-87.7% |